So you’ve taken out a loan, and there’s just one critical question on your mind: How much do you have to pay? This freeware program helps users easily figure out payments over the lifetime of a loan.

The interface is fairly amateurish, but straightforward. Loan parameters are entered into one pane, producing the payment schedule in the other. The program also can display the results in an easily-read chart form. The payment information can be exported into other formats, including HTML and Excel, and the program contains helpful links to other financial tools, articles, and lenders. Overall, for people who aren’t in the market for a professional financial adviser, Loan Calculator can help shed light on financial obligations for years to come.

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